Unfortunately that seems to be easier said than done. Especially with many of these young black men with money & fame. Their own egos and lust usually become their biggest enemies putting them in circumstances they could have easily avoided with a little common sense.
Protecting yourself is smart, just understand that condoms have a 1 in 5 failure rate according to the CDC, so they are far from perfect. Being far more critical when it comes to the kind of women you date is the smarter move.
Don't have to be rich....