You lost your job, house, and down to your last $1,000...Will you make it thru

Discussion in 'Conversations Between White Women and Black Men' started by 4north1side2, Sep 27, 2011.

  1. 4north1side2

    4north1side2 Well-Known Member

  2. Raudi

    Raudi Member

    I had $328 left before rent due. This make you think, its really tuff out here for some of us.
     
  3. TheHuntress

    TheHuntress Well-Known Member

    I had $31 left with rent due.

    Oops.
     
  4. Ches

    Ches Well-Known Member

    Been there, done that, for real. Still doing it, to some extent.
     
  5. GFunk

    GFunk Well-Known Member

    Glad I don't have to pay rent.
     
  6. velkrum

    velkrum Restricted

    5 dollars left.

    Being broke sux !, where is the go to school to become a doctor button ?
     
  7. AL JAHIZ

    AL JAHIZ New Member

    Hmmmm.... This is one of those times I said to myself "KEEP YOUR MOUTH CLOSED NIGGA"....

    Proceed with the thread people
     
  8. TILLY

    TILLY New Member

    Made with $318 but rent is due tomorrow
     
  9. christine dubois

    christine dubois Well-Known Member

    Made with 584 Dollars but rent is due tomorrow..

    but it's a test with no win chance, too many things happen in one month and too less options, how you can make money and to organize your daily jobs (car-sharing, joint motoring, homework etc)
     
  10. Brittney

    Brittney Well-Known Member

    I ran out of money on day 6, I guess I should have just drove away.
     
  11. 11eleven11

    11eleven11 New Member

    $116, but my kids would hate me...

    -had the dog pts(couldn't afford treatment, not gonna let him suffer)
    -missed their play(sorry sprogs, we all have to eat)
    -no school trip
    -no school lunches

    I don't think it's completely realistic though, my car got repossessed less than a month after I missed a payment, would that really happen in the US? As someone who's been through desperate times, I know you can have a bad payment history and still miss three payments(aka 3 months) on credit cards and loans before even getting a letter threatening legal action(followed by one offering to negotiate if you contact them by xx/xx/xxxx).

    I'm more interested in what you chose to sacrifice then the final funds though. Personally, I made sure the rent was paid and there was food, but debts aren't a priority because I know they can be held off(£25 late fees don't really touch on thousands of debt and when it's that or eat/keep your job/home, it's an easy choice), making me see it as an unrealistic simulation. I took health insurance knowing that it's a sim and would probably fuck me in the arse if I didn't, but in real life, I'd skip it for necessities(but I live in a country with national healthcare, it's hard to relate).
     
  12. Tamstrong

    Tamstrong Administrator Staff Member

    $479, but the rent is due tomorrow
     
  13. Morning Star

    Morning Star Well-Known Member

    $434.00, But rent is due tomorrow.
     
  14. archangel

    archangel Well-Known Member

    so it is like tetris.
    as I like to say
    there are no winners in tetris!
    only losers with scores!
     
  15. pettyofficerj

    pettyofficerj New Member

    why play the game when you can live the life?

    lol

    i been without a job before with bills to pay and food I needed to put on my table before...shit aint fun, but it really makes you think

    everyone needs to experience the bottom once in their life
     
  16. Ches

    Ches Well-Known Member

    For real.
     
  17. pettyofficerj

    pettyofficerj New Member

    experiencing all facets of life fosters more appreciation for what you have, and helps you come to terms with the lives other less fortunate people are living

    this is in part why I took a jab at arch in another thread over helping unemployed people

    I think I wouldn't care if I didn't experience the harsh reality before.
     
  18. velkrum

    velkrum Restricted

    +1 brilliant.
     
  19. Brittney

    Brittney Well-Known Member

    I "made it through" IRL with 0 dollars so I'm sure I could if I had 1,000. With zero dollars I got a job and an apartment and a cell phone and transportation and foodstamps.
    My rent is income based. So when I didn't have an income, I didn't have a rent. My utilities are paid so I don't have to worry about them. Now that I do have an income, my rent is 30% of that.
    My cell phone is free and I get free 250 mins a month. http://www.assurancewireless.com
    For transportation to go to work, I pay a couple dollars each way for a public transportation service if it's Mon-Fri between 8am and 4pm. If I have to work after 4pm or on holidays and weekends then my boss and coworkers also helps me with transportation in exchange for gas money.
    For medical and health needs I go to a free clinic. When I go to the hospital for an emergency they have a compassionate care form they give to help you out and maybe pay nothing at all or pay small payments over a period of time.
    And for food I get foodstamps.
    If any of those things were on that little test, I think I would have done pretty well. I've never had 1,000 dollars before all at once so that really is an awful lot of money to me. I'd feel like I won the lottery or something, heh.
     
  20. TreePixie

    TreePixie New Member

    This has made me very grateful for what I have, in spite of my income changing since I "medically retired."

    I'm always a payment ahead on the mortgage, I carry no debt other than that, I paid for my son's college education out of pocket, and except for the ridiculousness which is the monthly cable bill and my meds, the rest of my expenses fall under the category of extremely reasonable. (I;m old enough that the idea of paying for television is anathema to me)

    I went through at least my fair share of doing without, being behind, carrying debt. Get rid of as much debt as you can - that crap will eat up years of your life. Always make more than the minimum payment, even if it's only a couple of dollars more. I read an interesting article last year about college age kids and credit, and at an average interest rate, a cup of Starbuck's coffee charged today can cost over $100 by the time you pay it off. When you really think about that, it makes it a lot easier to resist buying anything but bare bones necessities on credit.
     
    Last edited: Sep 28, 2011

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