are car insurance companies practicing classism

http://money.cnn.com/2013/01/28/pf/auto-insurance-rates/index.html?source=cnn_bin

Auto insurers charge (some) safe drivers higher rates :

Major auto insurers often charge safe drivers higher rates than those who have recently been in a crash, a consumer watchdog group said Monday.

 

i haven't read the article yet, but started laughing when i saw the lady with the aftermarket cold air intake system on her car.

 

I think so, I think my insurance company raised my rate when I told them that my car has an K&N air filter. When I'd mentioned that it helps fuel economy, they blew it off like, whatever.

 

the article is not about parts its this. a segment of the article:

In a case study of five major insurers in 12 cities, the Consumer Federation of America found that major insurers charged a safer driver with less education and a lower-paying job higher premiums two-thirds of the time. In a majority of those cases, the premiums were at least 25% higher. In some cases, the rates were more than double what was quoted for a driver who had recently had an accident but had a higher-paying job.

 

Yes, its not about car parts. When you have a lapsed insurance policy, your insurer will ask the same questions when your purchasing insurance the first time. My rate went up when I said yes to having an aftermarket filter.

 

you may want to read the rest of the article....it gets worse

 

I've lost interest, the only reason why I post on what I've said was based on personal experience.