U.S. Loses AAA Credit Rating

seems like your advocating for the U.S to become a more rigid plutocracy/plutarchy.

 

Sorry kid, but that's where you're wrong. The major point of the healthcare system was to prevent insurance companies from profiting off of denying people coverage because of some pre-existing condition. In other words, the insurance companies wouldn't profit off of the sickly and also the government, if the public option was enabled, more people would have insurance and plus it would have brought competition.

As for low income jobs? Where in the hell did you get that? There would be less pay, sure, but the wages will still be around the $50,000-60,000 for nurses starting out and then some. Nurses won't start off at $8/hr if that's what crazy logic you're thinking of. There's a good reason why other countries like France and Switzerland and even UK and Canada manage to have better healthcare and has a more stable system. It's due to them acknowledging that healthcare is something that everyone should have and it's not meant to be a business to profit off of, especially when it doesn't contribute to the overall job sector.

 

Whats wrong with paying for your own health insurance and that of your family.

 

a huge % of americans dont have any health insurance

 

Americans Without Health Insurance Rise to 52 Million on Job Loss, Expense
By Pat Wechsler - Mar 16, 2011 12:00 AM ET

Unemployment and rising expenses caused 9 million Americans to lose health insurance during the past two years, according to researchers backed by a group advocating access to health care.

Losses of coverage helped swell the ranks of uninsured adults in the U.S. to 52 million in 2010, according to a study released today by the Commonwealth Fund, a New York-based foundation that says it backs research aimed at expanding and improving care.

An additional 73 million adults had difficulties paying for health care and 75 million deferred treatment because they couldn’t afford it, researchers said.
President Barack Obama’s health overhaul will provide access to insurance to almost all of the currently uninsured through expansion of the Medicaid program for the poor and through private health plans, said Sara Collins, a study author. Federal subsidies and rules on affordability and mandated benefits will allow many to buy coverage by 2014 when the law is due to take full effect, she said. The law is being challenged in court cases questioning its constitutionality.
“The numbers underscore the need for this reform, particularly for low- and moderate-income families,” Collins, an economist at the Commonwealth Fund, said yesterday in a telephone interview. “If the law doesn’t move forward, it will be devastating for these families.”
Estimates Differ
Estimates of the number of uninsured Americans have varied, partly because of differences in methodology. For the Commonwealth Fund report, a person was counted as uninsured if he or she lacked coverage at any time during 2010 according to self-reporting in a survey whose results were extrapolated to the nation.
The U.S. Census Bureau said in September that the number of people without coverage rose to 50.7 million in 2009 from 46.3 million in 2008.
Forty-nine million Americans reported spending 10 percent or more of their income on insurance premiums and out-of-pocket costs last year, according to the Commonwealth Fund study. The research was based on telephone interviews conducted from July 14 to Nov. 30 with more than 4,000 adults aged 19 or older.
Employer-based insurance expenses rose 43 percent from 2003 to 2009, while deductibles on these plans increased 77 percent, Collins said.
“The cost is driving the reduction in coverage by small- business employers, and that’s a big part of the problem that disproportionately affects poorer families,” Collins said. “This is precisely the group that will be most helped by reform.”
Using Savings
Asked about how they paid medical bills, 40 percent of respondents in the survey said they used all of their savings while 24 percent said they incurred credit-card debt and 10 percent said they took out a mortgage or another form of loan, the researchers reported.
An estimated 50 million Americans were without health insurance in 2007, according to the Commonwealth Fund report. The U.S. monthly unemployment rate rose from 5 percent in January 2008 to 9.4 percent last December.
The health insurance law signed by Obama in March 2010 will make medical insurance and care more affordable by providing small business tax credits, banning lifetime benefit caps and requiring a package of essential benefits, Collins said. Creation of statewide insurance exchanges may also allow insurers to better spread the risk across a larger and healthier population, she said.
The law will add as many as 32 million Americans to ranks of the insured in 2014, according to an estimate last year by the Congressional Budget Office.

 

This may be true but why dont we focus on improving the economy so that they can get jobs and careers that will allow them to be ABLE to buy it! That would be cheaper than having a govt. that forces everyone to pay for poor peoples healthcare bill. Im a young student who wants to start a business some day and I dont want my money to be going to some broke fool still sleepin on his momas couch and smokin weed and I know you dont either!

 

Alot of those so called 'uninsured' are young people who dont need it anyways cuz they are young and healthy! WEED ANYONE! :weedman::smt033

 

You're missing the point buddy and quite frankly, you're comprehension skills are severely lacking. No one is saying it's wrong to not pay for your own. That's if you can afford it. But seeing that you have a hard time understanding it, I'll run through it all in baby steps.

1. Low income families are unable to buy healthcare because it's either too expensive or they are barely making enough money even with two jobs. And some of them who have two jobs are unable to get medicare or medicaid because they are making "too much" in order to be qualified for it.

2. Insurance companies profit off of people they reject due to something like a pre-existing condition. How is it possible for anyone who has Type-2 diabetes get coverage when insurance companies can reject them? Also, due to them having that condition, their premiums will be higher, so how can they afford it? It's a Catch-22 altogether.

This was the purpose of the healthcare plan. Those who aren't insured could get insurance through the federal government. This only pissed off private companies because if the government were to get involved into the healthcare industry altogether, then they would have serious competition and they would be HAVE to lower their premiums and even take a hit in income because of certain measures taken to help out people. Healthcare is a right, not something you can shit off of people.

 

[YOUTUBE]Ds7UaCHdFK8[/YOUTUBE]

 

Yeah! Lets close all children hospitals!!!!! They never have to beg for money in media or anything because they are completely empty of patients and have so much money.

 

Tell me how does a health insurance company improve your health??

Biggest scam in the world. The only people who should make money off health care are doctors, nurses, medical staff, hospitals, hospital supply companies, drug manufacturers and staffing businesses.

Patients don't need a broker to pay for health care. Take it out of our taxes and pay providers directly.

Next thing you know, right wingers will want pre-natal and child delivery to be strictly a pay per service, cash on demand.

Healthcare in a free society is a RIGHT, not a privilege.

Re-read your Declaration of Independence.

" We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness. — That to secure these rights, Governments are instituted among Men, deriving their just powers from the consent of the governed, — That whenever any Form of Government becomes destructive of these ends, it is the Right of the People to alter or to abolish it, and to institute new Government, laying its foundation on such principles and organizing its powers in such form, as to them shall seem most likely to effect their Safety and Happiness."

Life = health = medical care.

Nothing about health insurance companies in there at all.

 

What I think is hilarious is people like that, that cry about "I don't wanna pay for others"
- What about police? Maybe we should only send the police to people that can afford to pay for their visit?????

 

I remember a story last year where a Tennessee fire department just sat by and let a house burn to the ground because the owners forgot to pay some $50 fee. I guess that doesn't have anything to do with tax-itis but I found that pretty disgraceful.

 

btw it was $75 video about story here [YOUTUBE]dJyjNiL4zZg&feature=relmfu[/YOUTUBE]

 

Health insurance is a total scam. The deny sick people and bleed healthy people. Who exactly is benefiting?

I'll say the biggest impact of Obama's presidency is the elimination of pre existing conditions as a reason to deny care.

 

Agreed. But in the name of capitalism...people with the most money get the most benefits. Shame and double low down dirty shame.